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For Home Sellers:
Why Sellers Choose Leonard and Pamela Cosmo - Why home sellers in Blowing Rock, Boone and Valle Crucis choose Leonard and Pamela Cosmo. Free Presentation - Free in-home listings presentation on marketing your Blowing Rock, Boone and Valle Crucis, in Watauga County North Carolina property. Property Valuation - How much is your Blowing Rock, Boone and Valle Crucis home worth? What Did That Home Sell For? - What did that Blowing Rock, Boone and Valle Crucis, North Carolina property or other real estate sell for? FSBO - Selling your Blowing Rock, Boone and Valle Crucis real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Blowing Rock, Boone and Valle Crucis Homes, For Home Buyers, For Home Sellers, Blowing Rock, Boone and Valle Crucis Information, Real Estate Resources, and About Leonard and Pamela Cosmo.
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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
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| A |
Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age. |
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